Category Archive for: ‘credit score’

Silicon Valley Residents Are Still The Nations Best At Money Management In 2018

Silicon Valley Residents Are Still the Nation’s Best at Money Management in 2018

For the third consecutive year, residents of Cupertino rank No. 1 in the U.S. for money-management skills. Five other Silicon Valley communities rank in the...
The Average U S Credit Score Keeps Climbing Along With Debt

The Average U.S. Credit Score Keeps Climbing — Along With Debt

The average American had a VantageScore of 675 in 2017, the highest in five years. Total U.S. credit-card debt reached $1.021 trillion in June, an all-time...
Silicon Valley Home To 2017s Most Financially Savvy Homebuyers

Silicon Valley: Home to 2017’s Most Financially Savvy Homebuyers

Outstanding money-management skills are a near necessity for Silicon Valley homebuyers and owners given the region’s astronomical real estate prices,...
What Are Homebuyers Biggest Regrets

What Are Homebuyers’ Biggest Regrets?

Half of all U.S. homeowners would do something differently if they could repeat the purchase process, with saving a larger down payment at the top of the...
Half Of California Renters Plan To Buy A Home

Half of California Renters Plan to Buy a Home

About 50 percent of Golden State renters eventually plan to purchase a home, and a substantial portion of them will stay local when they do. That’s...
Silicon Valley Residents Boast The Nations Best Money Management Skills

Silicon Valley Residents Boast the Nation’s Best Money-Management Skills

It takes a substantial down payment, a high household income, and outstanding credit to buy a property in Silicon Valley, so it stands to reason that...
Average U S Credit Score Climbs To Record High

Average U.S. Credit Score Climbs to Record High

The average consumer credit score has reached an all-time high, enabling more Americans to leverage today’s low mortgage rates and save big bucks over...
Down Payments Declining In Changing Mortgage Scene

Down Payments Declining in Changing Mortgage Scene

Good news for homebuyers: Average down payments are declining, a sign that lenders are serious about easing  home-loan requirements. Many buyers assume they...